Should You Take a Lump Sum or an Annuity?
In this video, Rob Auclair discusses decisions you may face regarding your retirement. If you have a pension, the decision to take either a lump sum payment or an annuity is often a difficult one. If you have a 401(k), your choices may be more limited than you’d like. Topics Discussed: Pension payments vs. lump-sum […]
Maximizing Your Social Security
Do you know how you can maximize your social security? Maybe you think it won’t exist by the time you retire or be enough even to matter. The good news is that social security is projected to only go down by 23% after 2034. That still leaves it with 77% funding, which is still a […]
Successful Retirement Planning
Understanding the characteristics of a typical retirement plan will allow you to more easily decide what combination will work best for your needs. In this video, Rob Auclair goes over some key points, limitations, and deadlines that will help you be able to maximize your own retirement plan. Topics Discussed: Traditional contributions Roth contributions Limits […]
When Does Social Security Get Reduced?
It has been determined that by 2036 Social Security will no longer be fully funded. Without being able to rely on the promise of Social Security benefits in the future, many of us are fearful of how we will be able to support ourselves in retirement. In this video, Rob discusses strategies for collecting Social […]
Market Correction During Retirement
The ongoing pandemic has left many of us worried and wondering what the future holds. If you are planning for retirement you may be asking yourself if and when the market will recover. In this video, Rob discusses what the outlook for the future is regarding market correction, and what choices you have with saving […]
The Secure Act
Many people wonder how they can save more money for retirement. In this video, Rob and Greg Porcaro of Greg Porcaro & Associates talk about the Secure Act, how it is intended to help you save more money from a tax standpoint, and what you need to know about it. Topics Discussed: What is the […]