As certified financial planners in RI, our mission is to create and maintain wealth for our clients through long-term effective asset management. We aim to build client relationships based on trust, knowledgeable professional advice, continual communication, and swift personal service.
Whether it is asset management, investment advising, wealth management, or retirement planning; our CFPs (Certified Financial Planners) know that an effective financial plan is the foundation for long-term financial success. Let us provide an independent perspective of your financial goals, and help you embrace the present as we plan for your financial future in Rhode Island.
What’s in a name?
Where did the name Balanced Wealth Management originate?
My father was a business professor at Providence College, RI, from 1968-2002. I have many memories of my dad preparing tax returns, retirement plans and education plans for clients. He was always motivated to help people, and I can remember many times when he would stay up after midnight preparing long green spreadsheets, in order to explain to clients how they could achieve their goals. It was rare he ever charged for his services (he did have a full-time job); he simply enjoyed helping his clients reach their financial goals. Many times, his clients would ask him: “What should I do with my $1000 refund, Bob?” He would assess their goals and then formulate his answer: “$300 to retirement, $300 to education, $100 to savings and $300 for the household project.” His answers always focused on priorities, resources and feelings.
When I brought the term “Balanced” to the marketing firm that I hired, they came back to me with many synonyms that were sleek, and a bit pretentious. My dad was a simple man who wanted to help people, and the way he helped them was with balanced solutions. I realize my job as a financial planner rewards me with compensation, but it is truly in my blood to help people discover their goals, understand their choices and achieve favorable results.
Rob founded Balanced Wealth Management (BWM) in 2015, where he serves as principal/managing partner and integrates investment planning, financial planning and technology with the psychology of motivating people to reach their life and financial goals. Prior to BWM, Rob was with Randall Financial Group, where he led the financial planning and investment practice, and helped to orchestrate Randall’s purchase of King Tax Planning of Uxbridge, Massachusetts. Rob served as a bond accountant with State Street Bank, and worked for Northwestern Mutual where he received new representative of the year honors and achieved Million Dollar Round Table (MDRT) status.
A 1996 graduate of Providence College, with a degree in accountancy, Rob is a Certified Financial Planner (CFP®).
Rob was featured for four years on WNAC-64 Television’s (Fox affiliate) Money Pros program as the financial planning pro. In addition, he provided expert commentary on WPRO-AM 630 radio, and WLNE-TV 6 (ABC affiliate), among other news outlets. Rob continues to be a resource for local media in regards to investments and financial planning, and currently hosts Successful Living, which airs on Fox Providence television. He is a youth basketball coach and high school basketball skills trainer, associated with North Kingstown High School.
DR. LIU WANG, Ph.D.,
CFA, CAIA, CFP®
Over the past 3 years, Liu has served as director of research at BWM, with duties including analyzing investment options and performances, as well as providing financial planning services to clients.
An Associate Professor of Finance at Providence College, Liu teaches various courses at both undergraduate and graduate levels, and her primary research interests include asset valuation, investments, corporate finance and governance, entrepreneurial finance, and emerging markets.
Liu earned a Master of Science in Economics from the University of Essex, and a Doctor of Philosophy in Finance from Old Dominion University. She is the author of over a dozen published papers, and her work has been presented at more than 30 domestic and international conferences.
Liu serves as a reviewer for seven leading academic journals and is the Associate Editor of the New England Journal of Entrepreneurship. Her research and dedication to the profession have been recognized with various awards, including the Research Excellence Award from Providence College, the Fletcher Bowl Award from the CFA Society Providence, the Best Reviewer Award presented by the Academy of International Business, and the Merton H. Miller Distinguished Ph.D. Research Seminar Mentor awarded by the European Financial Management Association.
Liu holds executive board and leadership positions in many local and international organizations, including the CFA Society Providence, WaterFire Providence, RIACAP, and Haozhong Information Technology Co., Ltd.
Theodore J. DeNicola, Jr
Ted leads the business development efforts at BWM, as well as the company’s community outreach efforts.
A 30+ year Veteran of Providence College, Ted held increasing positions of responsibility in the development, alumni relations and career counseling area of 100-year-old higher education institution. He also served in development positions for Rhode Island Hospital and LaSalle Academy. He started his professional career with the Rhode Island Department of Labor & Training.
Ted is a graduate of Providence College and a member of the Greater Providence Area (Mal Brown) Alumni Club.
Ted serves on the development committee for Big Brothers Big Sisters of Rhode Island, and served on the development committee for the Diocese of Providence Vision of Hope Campaign, the development committee for the St. Peter School Board, and as a board member for Bishop Hendricken High School.
Susan Auclair Galinelli
Susan serves as BWM’s operations manager, responsible for technology, client records, accounts payables and receivables.
Prior to joining BWM, Susan spent some 25 years at Roger Williams Medical Center in Providence, RI, working in the Finance/Research Administration Department as a grants accountant responsible for maintaining the accounting procedures and activities relating to grants, as well as the coordination of A133 audits.
Susan also is an accomplished artist, exhibiting her work at festivals throughout the New England area.
Natalie provides administrative and marketing support to BWM through her internship position withing the firm.
A senior finance major at Providence College, Natalie is a four-year varsity tennis athlete. She is a member of Chi Alpha Sigma, which is a non-profit organization established to recognize student athletes who have received a varsity letter while maintaining a minimum, cumulative GPA of 3.4 in junior and senior years. A member of the Student Athlete Advisory Council at PC, Natalie was named to the Big East All-Academic Team.
While in college, she has maintained part-time jobs, which includes working as an administrative assistant in the Financial Services Office at Providence College. Natalie has served as a youth tennis instructor at Coastal Quick Tennis and a tennis program volunteer with Rhode Island Special Olympics.